In more than half of theft alerts, the theft never happened.
The first large-scale survey of more than 4,600 users of connected protection in France. 385 of them faced an attempted theft. Their answers change how the market should be read, for riders and insurers alike.
Above all, a deterrent.
Out of 385 theft alerts, 199 motorcycles did not move at all. The alert, the alarm, sometimes just a light coming on was enough to scare the thief away.
National data
24.3%
of stolen two-wheelers are recovered in France. Three motorcycles in four are lost for good.
Argos Barometer 2025, France Assureurs
With GeoRide
51.7%
of theft alerts stopped before the motorcycle moved. The theft simply does not happen.
GeoRide Theft Observatory 2026
The two figures do not measure the same thing: the first counts motorcycles recovered after a theft, the second counts thefts that never happened.
“Beyond recovering stolen motorcycles, which we have always done, the Observatory taught us that GeoRide is first and foremost a deterrent. In more than half of cases, the theft simply does not happen.”
Thieves do not choose at random.
They target recent, expensive motorcycles that are easy to resell: 73% of targeted motorcycles are Yamahas, BMWs or Hondas.
Most targeted makes
The ten most targeted models
- Yamaha Tracer 9 / 9 GT12 cases
- BMW R 1250 GS / GSA9 cases
- Yamaha MT-098 cases
- Yamaha MT-077 cases
- Yamaha Tracer 900 / GT6 cases
- Yamaha Ténéré 7006 cases
- Honda Africa Twin5 cases
- BMW R 1300 GS / GSA4 cases
- BMW R 1200 GS / GSA4 cases
- Honda X-ADV4 cases
Value of the targeted motorcycle
53% of targeted motorcycles are worth between €6,000 and €15,000.
Age of the targeted motorcycle
53% of targeted motorcycles are less than three years old.
Four incidents in ten never reach the insurer.
Out of 385 victims, 155 made no claim at all. This is not a lack of cover: 90.6% of these riders are properly insured against theft.
For an insurer, every GeoRide alert that stops a theft means a premium collected and a claim file that is never opened.
Why the incident was not reported
Share of unreported incidents, by outcome.
Victims' insurance excess
63% have an excess of €500 or less.
Riders only claim for what costs them.
The excess creates a natural buffer zone: 64% of riders only make a claim once repairs reach €250 or more.
At what repair cost do you start making a claim?
The three reasons for not claiming
Methodology
Anonymous, self-administered online survey, conducted from December 2025 to March 2026 among GeoRide's user base in mainland France. More than 4,600 voluntary respondents, including 385 victims of an attempted or actual theft, who form the basis of the analysis. Voluntary sample, not extrapolated to all motorcycles on the road. National data: Argos Barometer 2025 (France Assureurs).
Let's talk about your policyholders.
Insurers, mutual insurers, brokers: let's discuss what these figures change for your two-wheeler portfolio.